Why Apricot Stone Exists
Too many Singaporeans are being turned away by banks — not because they can't repay, but because their credit score doesn't tell the full story. Late payments from years ago, an old default that's been settled, or simply not knowing how the system works.
Apricot Stone Advisory was founded to change that. We don't just connect you with a lender — we first make sure you're in the best possible position to get approved. If your credit needs fixing, we fix it. If you need guidance on managing your finances, we provide it. And when you're ready, we match you with the right lender from our network of 50+ partners.
"Soft on the outside, strong on the inside — just like an apricot stone. We're approachable and personal, but backed by deep financial expertise."
Chris Yu
Group CEO, FCG · Founder
Chris brings years of experience in corporate finance, M&A advisory, and investment management. A graduate of the University of East Anglia (UK), he has worked with firms across Singapore and the ASEAN region.
As Group CEO of Finsol Consulting Group (FCG) and founder of Apricot Stone Advisory, Chris leads a growing consultancy spanning M&A, project financing, and fundraising across the ASEAN corridor.
Samantha Hon
Business Development Manager
Samantha drives client acquisition and strategic partnerships at Apricot Stone Advisory. With a background in public relations and communications from Northumbria University (UK), she brings a sharp eye for relationship building and opportunity identification.
A certified Employment Intermediary (MOM), Samantha combines her expertise in business development, programme coordination, and client relations to ensure every client receives a seamless, personalised experience from first enquiry to approval.